14 Pages (PDF)
Nonprofit social services organizations are facing one of the most challenging insurance environments in years. This guide examines the trends driving premium increases, underwriting scrutiny, and shrinking coverage options—and what leaders can do to prepare.
Why rates continue to rise even for organizations with clean claims histories.
How employee-owned vehicles create hidden liability exposure.
Why excess coverage is becoming harder to obtain and more expensive to maintain.
How carriers are evaluating distracted driving controls, telematics, and fleet risk.
have seen premiums double since 2019
saw increases of 200–800%
changed carriers in the last five years
report difficulty obtaining quotes
