14 Pages (PDF)
Field service companies operating light-duty fleets are facing increasing pressure from rising insurance costs, nuclear verdicts, and shrinking umbrella capacity. This guide examines the trends driving commercial auto losses and what operators can do to strengthen their underwriting story before the next renewal cycle.
Why rates continue to rise even for companies with clean claims histories.
How company-issued devices can create liability exposure behind the wheel.
Why excess coverage is becoming harder to obtain and more expensive to maintain.
How carriers are evaluating distracted driving controls, telematics, and fleet risk.
of commercial fleet trips show phone use
higher crash-event risk from texting
rate increase on excess auto layers
rate increase at renewal, even clean fleets
